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The Community Development Department through the Redevelopment and Grants Division coordinates a variety of programs designed to assist Sunrise homeowners. Whether you're interested in purchasing, or maintaining a home, please review the information below.
The City's Grants Administration team administers a variety of programs that enhance the City's appearance, safety and overall quality of life - often by assisting low- and moderate-income households. All of the social services programs, and many of the housing programs, are Federally funded by U.S. Housing and Urban Development Community Development Block Grants (CDBG). Additional housing programs are supported by the Florida State Housing Initiatives Partnership (SHIP). For more information regarding these programs, please call (954) 572-2315. To qualify, homeowners must meet residency and income requirements. Offerings include:
Housing Rehabilitation Program (The waiting list is currently closed)
This program provides a deferred forgivable payment loan to eligible owner-occupied households for assistance with critical renovations. These renovations are limited to verifiable repairs of, or replacements to, deteriorated building systems, as well as identified health hazards to the household.
The Housing Rehabilitation Program operates on a "first come, first qualified, first served" basis. To qualify, homeowners must provide the following: tax returns (with W-2 forms) for the past two years; their three most recent pay stubs (if employed); benefit award letters (Social Security, pension, disability, etc.); their six most recent bank statements; divorce, alimony or child support documents; and a completed program application. Proof of home ownership - including a Warranty Deed, proof of paid property taxes, proof of paid hazard insurance, and proof of paid flood insurance - is also required.
Purchase Assistance Program (Currently there are no funds available)
This program helps eligible low- and moderate-income first-time homebuyers by providing a deferred forgivable payment loan that may be applied toward a down payment, closing costs and/or principal reduction. The single-family dwelling purchased must be located in Sunrise, and the maximum sale price must not exceed $280,000 for a new or existing home.
The Purchase Assistance program operates on a "first come, first qualified, first served" basis. The program has liberal qualifying ratios, and mortgage insurance is not required. Prospective participants must attend a first-time homebuyers workshop, demonstrate stable employment, and verify cash to close. Credit problems will be reviewed individually.
Removal of Architectural Barriers Program
This program provides five-year deferred forgivable loans to owner-occupied special needs households. For Fiscal Year 2013-2014, the City was allocated State Housing Initiative Program (SHIP) funds mandated by the State by law SB 1852 passed by the State legislature and signed by the Governor to assist homeowners with developmental disabilities (DD), households where a child has DD, applicants who are elderly and live independently with a disabling condition, and other applicants who match the person with special needs criteria. Funds will be allocated in order of priority as previously stated.
This program will emphasize home modifications, including technological enhancements and devices, which will allow homeowners to remain independent in their own homes and maintain their homeownership. The program is designed to facilitate the removal or modification of barriers that restrict accessibility by persons with disabilities as determined by a medical authority. Assistance is provided on a “first come, first qualified, first served” basis to households with qualifying incomes. Anyone meeting DD requirements will move ahead of non DD applicants.
A Developmental Disability as defined in s.393.063 Florida Statutes, is a disorder or syndrome that is attributable to retardation, cerebral palsy, autism, spina bifida, or Prader-Willi syndrome; that manifests before the age of 18; and that constitutes a substantial handicap that can be reasonably be expected to continue indefinitely.
Roof Replacement Program (Currently there is a waiting list)
This program provides grants to eligible low-income, owner-occupied households to assist with emergency roof repair. Assistance is provided on a "first come, first qualified, first served" basis.
Are you having trouble keeping up with your mortgage payments? Visit our Homeownership Preservation page for tips on avoiding foreclosure.
Mortgage Credit Certificate Program
Have you dreamed of home ownership but thought that it was beyond your reach? The Housing Finance Authority of Broward County may help make your dream a reality through the Mortgage Credit Certificate (MCC) program.
The MCC reduces the amount of federal income tax paid, giving more available income to qualify for a mortgage loan and assist with house payments. The MCC is not a mortgage, but may be used in conjunction with a first mortgage from a qualified lender. Borrowers must be first-time home buyers, and must qualify for a mortgage using standard credit requirements. Borrowers may also use any down-payment assistance and grant programs available through any source acceptable to the lender.
For more information, view Broward County's Mortgage Credit Certificate program brochure.